Investment Club: Mission Week 3
⚡ Week 3 Assignment

Run the Fund.

INVESTMENT CLUB · GEN Z FINANCE PROGRAMME · SESSION 04
YOUR XP
0 / 500 XP
// Part 01 — Field Missions
🏦
Name Your Fund
Every real fund has a name that signals its identity. Come up with a professional fund name for your investment club. Think: what do you stand for? What's your edge? Post it in the group chat with a 1-line pitch.
+50 XP 🤝 Group ⏱ 10 min
🎯
Pick Your Role
Your club needs a Fund Manager, Deputy, Treasurer, Secretary, and Risk Officer. Decide which role fits you best and write a 2-sentence pitch for why you'd be good at it. Be ready to "campaign" to your club this week.
+40 XP 👤 Solo ⏱ 15 min
🔍
Sector Scout
Choose ONE sector (e.g. UK Tech, US REITs, Canadian Energy). Find one real asset in that sector you'd nominate for the club portfolio. Note the ticker, a 1-sentence thesis, and the current price.
+60 XP 👤 Solo ⏱ 20 min
⚖️
Risk Check Challenge
You're the Risk Officer for a day. A club member proposes putting 30% of the £5,000 fund into a single meme coin. Write a short ruling (3–4 sentences) either approving, rejecting, or conditionally approving based on the Investment Mandate rules.
+70 XP 👤 Solo ⏱ 15 min
// Part 02 — Knowledge Check
Question 01 / 05
A club member wants to propose a new investment. According to the process, how far in advance must the proposal be submitted before the meeting?
A24 hours
B48 hours
C1 week
DSame day is fine
✅ Correct! 48 hours gives all members time to review the proposal and the Risk Officer to check mandate compliance before the meeting.
❌ Not quite. The rule is 48 hours in advance — this ensures everyone reads it and the Risk Officer can do their compliance check.
Question 02 / 05
What voting threshold is required to approve a new position that represents MORE than 5% of the total fund?
ASimple majority (>50%)
BSupermajority (≥66%)
CUnanimous consent (100%)
DFund Manager decides alone
✅ Exactly right! ≥66% supermajority for positions >5% of fund. Only unanimous consent is required to breach any mandate limit entirely.
❌ Not correct. Positions >5% of the fund need a ≥66% supermajority vote — simple majority only applies to smaller positions (≤5%).
Question 03 / 05
For REITs, what is the equivalent of a company's "earnings" metric that analysts should focus on?
AP/E Ratio
BRevenue Growth
CFFO (Funds From Operations)
DMarket Capitalisation
✅ FFO (Funds From Operations) is the REIT equivalent of earnings. Because real estate depreciation distorts net income, FFO adjusts for it — giving a cleaner picture of cash generated.
❌ For REITs, it's FFO — Funds From Operations. Net income is distorted by depreciation in real estate, so FFO gives a truer picture of profitability.
Question 04 / 05
Which of these is listed as a PROHIBITED investment under a standard club Investment Mandate?
AUK-listed equities
BBitcoin (BTC)
CLeveraged/inverse ETFs
DUS-listed REITs
✅ Leveraged and inverse ETFs are explicitly prohibited. They're designed for day-trading, carry compounding decay risk, and are inappropriate for a long-term collaborative fund.
❌ Leveraged/inverse ETFs are prohibited. BTC is allowed up to 10% max. UK equities and US REITs are both within the allowed asset classes.
Question 05 / 05
Why should votes on investment proposals be anonymous (written ballot)?
ATo save time at meetings
BIt's a legal requirement for all funds
CTo prevent groupthink and social pressure
DSo the Fund Manager can overrule results
✅ Spot on! Anonymous voting is specifically designed to combat groupthink — where people vote with the crowd or with the loudest voice rather than their honest analysis.
❌ The reason is to prevent groupthink — where social dynamics cause people to vote with whoever is loudest rather than their genuine conviction about the investment.
// Part 03 — Draft Your Mandate
📋 Investment Mandate Generator
Fill in the fields below to generate a first draft of your club's Investment Mandate. You'll present and vote on adoption at your next meeting. Take it seriously — this is the real thing.
50%
30%
20%
10%

// YOUR INVESTMENT MANDATE DRAFT

// Part 04 — Club Pulse Check
🗳️ Anonymous Club Poll
If your club had £5,000 to invest right now and had to pick ONE asset class to start with, which would you vote for? (Results are anonymous — be honest.)
📈 UK / US Equities (Stocks)
🏢 REITs / Property ETFs
₿ Crypto (BTC/ETH only)
🏦 Bonds / Fixed Income
YOUR SESSION SCORE
0
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Mandate: 0 XP
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